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A mortgage is the pledging of a property to a lender as a security for a mortgage loan. While a mortgage in itself is not a debt, it is evidence of a debt.
http://en.wikipedia.org/wiki/Mortgage_Insurance

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Lenders Mortgage Insurance (LMI), also known as Private mortgage insurance (PMI) in the US, is insurance payable to a lender or trustee for a pool of securities that may be ...
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October 1, 2008. PMI Releases Fall 2008 Economic and Real Estate Trends Report. Read more
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Mortgage insurance covers home loan repayments in the event of death or sometimes illness. It provides cover for families so mortgage payments are no longer a burden. Mortgage ...
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Consumer information, publications, assistance, resources, and contacts concerning bank products, credit, fraud, banking rights, complaints online
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PrivateMI.com from the Mortgage Insurance Companies of America helps consumers understand private mortgage insurance and how they can make it work for them.
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FHA insured mortgages require mortgage insurance to protect lenders against losses that result from defaults on home mortgages.
http://www.fha.com/mortgage_insurance.cfm

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If you had an FHA-insured mortgage, you may be eligible for a refund from HUD/FHA. For more information about refunds from HUD/FHA, read our fact sheet.
http://www.hud.gov/offices/hsg/comp/refunds/index.cfm

REPUBLIC MORTGAGE INSURANCE COMPANY: Protects lenders across the United States from losses due to defaults on first mortgages for single family residential properties.
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You may be able to treat mortgage insurance premiums you paid during 2007 as home mortgage interest. The mortgage insurance must be paid in connection with home acquisition debt ...
http://www.irs.gov/formspubs/article/0,,id=177977,00.html

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